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	<title>Short Sale Steve</title>
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	<link>http://shortsalesteve.com</link>
	<description>Hold on everyone, I&#039;m updating this site to be even cooler</description>
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		<title>How to Save Your Client $63k during their Short Sale</title>
		<link>http://shortsalesteve.com/2011/11/how-to-save-your-client-63k-during-their-short-sale/</link>
		<comments>http://shortsalesteve.com/2011/11/how-to-save-your-client-63k-during-their-short-sale/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 18:27:55 +0000</pubDate>
		<dc:creator>Steve Bradley</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[CCO Mortgage]]></category>
		<category><![CDATA[Negotiating]]></category>
		<category><![CDATA[Promissory Note]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://shortsalesteve.com/?p=381</guid>
		<description><![CDATA[Negotiating short sales can be amusing at times.  I&#8217;ve had times where banks have responded asking for a counter offer or cash contribution to such a level that it was actually MORE then the amount owed on the mortgage.   Sometimes I truly believe the negotiator for the bank is just testing you to see [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 7 Steps to Increase Your Short Sale Approvals</title>
		<link>http://shortsalesteve.com/2011/11/top-7-steps-to-increase-your-short-sale-approvals/</link>
		<comments>http://shortsalesteve.com/2011/11/top-7-steps-to-increase-your-short-sale-approvals/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 00:14:31 +0000</pubDate>
		<dc:creator>Steve Bradley</dc:creator>
				<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[BPO]]></category>
		<category><![CDATA[Listing Short Sales]]></category>
		<category><![CDATA[Negotiating]]></category>

		<guid isPermaLink="false">http://shortsalesteve.com/?p=376</guid>
		<description><![CDATA[There are some things you can do on every short sale to increase the chance of it getting approved.  Check out my personal Top-7 steps to increase your short sale approvals. NUMBER 7 &#8211; Pricing Set your price at market value, not below.  But quickly adjust pricing as needed every 2 weeks until you get an offer. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Quickest Ways to Kill Your Short Sale</title>
		<link>http://shortsalesteve.com/2011/10/5-quickest-ways-to-kill-your-short-sale/</link>
		<comments>http://shortsalesteve.com/2011/10/5-quickest-ways-to-kill-your-short-sale/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 21:16:31 +0000</pubDate>
		<dc:creator>Steve Bradley</dc:creator>
				<category><![CDATA[Managing Short Sale Issues]]></category>
		<category><![CDATA[Submitting Your Offer]]></category>

		<guid isPermaLink="false">http://shortsalesteve.com/?p=368</guid>
		<description><![CDATA[Listen up Realtors and Home Owners alike.  The choice to do a short sale can be varied and often not an easy choice.  Once the decision is made you really need to to be careful not to kill your own short sale. Here are my Top 5 Ways To Kill Your Short Sale #5 &#8211; [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Always have a Purchase Money Lender on Speed Dial</title>
		<link>http://shortsalesteve.com/2011/10/always-have-a-purchase-money-lender-on-speed-dial/</link>
		<comments>http://shortsalesteve.com/2011/10/always-have-a-purchase-money-lender-on-speed-dial/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 15:36:45 +0000</pubDate>
		<dc:creator>Steve Bradley</dc:creator>
				<category><![CDATA[Managing Short Sale Issues]]></category>

		<guid isPermaLink="false">http://shortsalesteve.com/?p=365</guid>
		<description><![CDATA[Even if all you do is list properties for sale and list short sales among those you need to have a strong purchase money lender on your speed dial.  No mortgage broker here I&#8217;m talking about a money lender that can work quickly on files and do their underwriting in house.  The reason the is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pre-Negotiate Your Short Sales</title>
		<link>http://shortsalesteve.com/2011/10/pre-negotiate-your-short-sales/</link>
		<comments>http://shortsalesteve.com/2011/10/pre-negotiate-your-short-sales/#comments</comments>
		<pubDate>Wed, 19 Oct 2011 03:43:22 +0000</pubDate>
		<dc:creator>Steve Bradley</dc:creator>
				<category><![CDATA[Liens]]></category>
		<category><![CDATA[Negotiating]]></category>
		<category><![CDATA[additional liens]]></category>
		<category><![CDATA[judgments]]></category>

		<guid isPermaLink="false">http://shortsalesteve.com/?p=357</guid>
		<description><![CDATA[Okay listen up Real Estate agents and Short Sale Negotiators out there.  I find it hard to believe that many of you are NOT running a title search at the start of your short sale.  If needed to be paid up front the home owner should provide that as it typically is very affordable.  I [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is the 1st Lien Really a Short Sale Situation?</title>
		<link>http://shortsalesteve.com/2011/10/is-the-1st-lien-really-a-short-sale-situation/</link>
		<comments>http://shortsalesteve.com/2011/10/is-the-1st-lien-really-a-short-sale-situation/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 13:19:34 +0000</pubDate>
		<dc:creator>Steve Bradley</dc:creator>
				<category><![CDATA[Listing Short Sales]]></category>
		<category><![CDATA[Negotiating]]></category>
		<category><![CDATA[Second Liens]]></category>
		<category><![CDATA[Submitting Your Offer]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://shortsalesteve.wordpress.com/?p=295</guid>
		<description><![CDATA[This one can really cause you problems for no other reason then you did not do the numbers first.  Do NOT send a short sale package to the 1st lien holder if they are not going to be shorted a payoff during the sale.  And yes this happens even in my market where values dropped [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auction Sales &#8211; Home Owner Beware!</title>
		<link>http://shortsalesteve.com/2011/04/auction-sales-home-owner-beware/</link>
		<comments>http://shortsalesteve.com/2011/04/auction-sales-home-owner-beware/#comments</comments>
		<pubDate>Tue, 26 Apr 2011 16:40:52 +0000</pubDate>
		<dc:creator>Steve Bradley</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[auction sale]]></category>
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://edu.shortsalesteve.com/?p=289</guid>
		<description><![CDATA[The home owner NOT the Listing Realtor or Short Sale negotiator is the best resource for knowing if a home has an acution sale date.  I urge all Realtors and negotiators to be very clear with their home owners in distress.  Let them know that you will always ask the bank if a sale date has been set.  Educate them that they are the best resource for this information.  Notice of a sale dates are sent to the home owner by certified mail and if they are not living in the home they should provide their lender a proper forwarding address or have someone that is checking their mail for these notices regularly.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Short Sales and Mortgage Insurance</title>
		<link>http://shortsalesteve.com/2011/04/short-sales-and-mortgage-insurance/</link>
		<comments>http://shortsalesteve.com/2011/04/short-sales-and-mortgage-insurance/#comments</comments>
		<pubDate>Sun, 24 Apr 2011 23:16:43 +0000</pubDate>
		<dc:creator>Steve Bradley</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[MI]]></category>
		<category><![CDATA[Mortgage Insurance]]></category>
		<category><![CDATA[Negotiating]]></category>
		<category><![CDATA[PMI]]></category>

		<guid isPermaLink="false">http://edu.shortsalesteve.com/?p=284</guid>
		<description><![CDATA[Mortgage insurance (MI) adds a level of complexity to short sale negotiations that we would all rather do without.  If a home owner has a loan or refinance from the end of 2005 or newer there is a chance that the lender themselves took out their own mortgage insurance policy.  Even if the home owner [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of America Short Sale Webinars :: Why you Must Attend!</title>
		<link>http://shortsalesteve.com/2010/11/bank-of-america-short-sale-webinars/</link>
		<comments>http://shortsalesteve.com/2010/11/bank-of-america-short-sale-webinars/#comments</comments>
		<pubDate>Mon, 01 Nov 2010 16:07:08 +0000</pubDate>
		<dc:creator>Steve Bradley</dc:creator>
				<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Equator]]></category>

		<guid isPermaLink="false">http://edu.shortsalesteve.com/?p=276</guid>
		<description><![CDATA[Bank of America Short Sale Webinars :: Why you Must Attend!  If you would like to register for the Bank of America short sale event on Nov 10 the link is below for you.  This page also has links to the archived webinars for reference.]]></description>
		<wfw:commentRss>http://shortsalesteve.com/2010/11/bank-of-america-short-sale-webinars/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of America to Lift Foreclosure Hold</title>
		<link>http://shortsalesteve.com/2010/10/bank-of-america-to-lift-foreclosure-hold/</link>
		<comments>http://shortsalesteve.com/2010/10/bank-of-america-to-lift-foreclosure-hold/#comments</comments>
		<pubDate>Tue, 19 Oct 2010 14:36:16 +0000</pubDate>
		<dc:creator>Steve Bradley</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Ally Financial]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Banks and Institutions]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://edu.shortsalesteve.com/?p=272</guid>
		<description><![CDATA[In the short time from our last news letter highlighting the Ally Financial foreclosure debacle and the &#8216;Robo Signers&#8217;, much has transpired.  Bank of America stepped up and actually placed a hold on foreclosures in all 50 states.  Exciting news initially as I hoped to see the other big players follow suit.    I mentioned [...]]]></description>
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		<slash:comments>0</slash:comments>
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